AFM Financial Blog

Navigating Interest Rate Derivatives: An Insight into Financial Risk Management

In the fluctuating world of finance, managing risk related to interest rate changes is a critical skill. Interest rate derivatives are sophisticated tools developed for this purpose, allowing investors and companies to hedge against potential financial losses due to interest rate movements. This blog explores various types of interest rate derivatives, offering a glimpse into the content covered in the AFM NQF6 accredited course.

Exploring the World of Options and Warrants in Finance

Derivatives, particularly options and warrants, are essential instruments in the financial markets, offering unique ways to manage risk and capitalize on market movements. This blog delves into the intricacies of these derivatives, highlighting their role and utility in modern finance.

Derivatives: The Cornerstone of Modern Financial Markets

In today's financial world, derivatives stand as a cornerstone, playing a pivotal role in risk management and investment strategies. Understanding derivatives is a crucial aspect of financial literacy, especially for those engaged in or interested in the world of finance.

Unpacking Negotiable Certificates of Deposit (NCDs) in the Money Market

Negotiable Certificates of Deposit, commonly known as NCDs, are pivotal instruments in the debt market, especially within the realm of money markets. They offer unique insights into the financial dynamics and serve as essential tools for various market players.

The Development and Interaction of Financial Markets in South Africa

The financial landscape of South Africa, with its complex and interconnected financial markets, is a vital part of the country's economy. Understanding the development and interaction of these markets is crucial for anyone interested in the field of finance.

The Time Value of Money: A Critical Concept in South African Finance

The concept of the Time Value of Money (TVM) is a pivotal principle in finance and investment, and it plays a crucial role in South Africa's dynamic financial landscape. Understanding TVM is essential for making informed financial decisions, whether for personal investment, corporate finance, or policy development.

Navigating the World of Financial Markets: Your First Step Towards Mastery

In the rapidly evolving world of finance, a deep understanding of financial markets is more than a skill—it's an essential toolkit for success. Whether you are an emerging finance professional, a student with ambitions in the financial sector, or an individual investor eager to understand market dynamics, foundational knowledge in financial markets is key. Inspired by our engaging introductory video, this blog post aims to unveil the fundamental concepts of financial markets and instruments, providing a gateway to this exciting domain.

Is the Executor Friend or Foe? – Part 1 of 4

Dive into part one of this four-part series exploring an overlooked area where financial advice is critically needed. Financial advisors are closely monitored by the FAIS Act to provide quality advice to clients during their lifetimes. However, after a client's passing, heirs are often left navigating complex financial decisions without guidance. Stay tuned for insights on how to navigate this sensitive space.

Retirement Annuity Investment - A hidden surprise

This article quantifies the absence of two taxes on the performance of an Retirement Annuity (RA) Investment. The two taxes are dividend withholding tax (DWT) and capital gains tax (CGT). The results are amazing. After reading this article you will never ever consider an RA investment for just its income tax benefits!